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vision
Get Updates On Powerful Methods To Maximize Your Investments
Real Estate Loans
Commercial
Loan Programs
Permanent Programs
- Permanent funding is available on many commercial property types and locations
- LTV up to 90%
- Longer amortization periods up to 30 years
- The largest loan amounts. We can arrange up to $300,000,000.00 for stabilized properties at 80% to 90% occupied
- Longer balloon/pay-off periods up to 12 years at which the loan may be renewable
- We can arrange rock-bottom interest rates from 4.4% depending on the specific property, borrower qualifications and location
- Permanent Programs include CMBS, Fannie, Freddie, bank loans, and some private loan programs
CMBS Programs
- REDUCED QUALIFICATIONS!
- Assumable
- $1M minimum loan amount
- Capital improvement funds up to 75%
- Cash-out or re-fi
- Up to 7-year term
- Non-recourse
- DSCR 1.25%
FANNIE/FREDDIE Programs
- Higher borrower qualification levels on
net worth and cash available - Long term, fixed rates
- Minimum occupancy 90%
- Assumable
- Non-recourse
- DSCR 1.25%
Loan Programs
SBA 504 Program
- Owner occupied minimum of 51%
- Up to $20M
- Up to 90% LTV
- 25-year amortization
- Fixed market rate
Bridge Programs
- No initial DSCR!
- Loan amount up to $50M
- LTV Up to 85% of cost
- LTV UP 100% of rehab
- Interest only
- Non-recourse available
- Pre-approval to roll into a
perm. when stabilized
Construction Programs
- No initial DSCR!
- Loan amounts up to $50M
- LTV Up to 85% of cost
- Interest only
- Up to 36 months, then roll into perm
- Non-recourse available
- Deferred payments for up to 9 months available!
Stated Income Programs
- Up to 75% LTV
- Rates as low as 7.75%
- $100,000 minimum loan amount
- No tax returns
- Certain property types only
- 650 minimum credit score
Private Funding and Hard Money Programs
- LOWEST BORROWER QUALIFICATIONS
- Interest only from 6%
- Up to 100% on rehab
- Non-recourse available
- Interest only And Up to 5-year term
1 to 4 Unit Buy-to-Hold or Fix-and-Flip Programs
- $50,000.00 minimum loan
- Up to 90% of purchase
- Up to 100% or rehab
- Up to 75% of ARV
- No minimum credit score
Deferred Payments Programs
- No payments for up to 12 months
- Up to 90% loan-to-cost
- Max is 70% of ARV
- ROLL in closing costs
- NO bank statements
- Non-recourse available
- 640 minimum credit score
GAP Funding Programs
- 2nd or 3rd lien positions
- Up to 70% for commercial
- Up to 75% on residential
- Docs, 3-6 months bank statements
- Credit, usually not an issue
- 6 months IO then amo. to 18 months
- Minimum loan $100,000 up to $10M
No Doc Programs
- WHEN WE SAY “NO-DOC”,
WE MEAN “NO-DOC” - NO TAX RETURNS
- NO BANK STATEMENTS
- NO RENT ROLLS
- Loan $100K to $300K
- LTV up to 75% & Cash-outs OK
- Interest only available
Mezzanine Funding Program
For the advanced investor. One of the most powerful leverage tools you could ever use. This mezz. strategy is what experienced investors use to create tremendous income and wealth. We can advise you how! You bring the first $2M, we match it with $2M. This will leverage into a $13M purchase price deal. So, the first question we usually get is: “Sounds great but, how do I get the first $2M?”
The answer is: We can consult with you how to raise the $2M re the marketing efforts required and SEC fund raising regulations.
NOTE: WE DO NOT OFFER LEGAL ADVICE BUT WILL ONLY RELATE TO YOU WHAT WE HAVE LEARNED RE RAISING MONEY. IF YOU PLAN TO RAISE MONEY FOR A REAL ESTATE INVESTMENT, CONSULT AN ATTORNEY RE SEC REGULATIONS.
Property Types We Lend On
Apartments
Auto Repair
Bars and Restaurants
Bed and Breakfast
Day Care
Funeral Homes
Gas Stations &
Convenience Stores
Golf Courses
Health Care
Hotel, Motels
Flagged or Non-flagged
Land Development
Light Industrial
Mixed Use
Mobil Home Parks
Office
Retail
RV Parks
Self-Storage
Single Family,
non owner-occupied
Student Housing
Shopping Centers